Simple Personal Finance Statement Template For Excel

Many people often fall into a financial trap they have unknowingly made for themselves. Whether due to lack of planning, foresight, proper personal accounting or for whatever reason, having a personal financial statement is necessary. This also helps you avoid spending more than what you earn and therefore save.

The Simple Personal Finance Statement Template for Excel lets you calculate your net worth and present your financial statement when applying for a loan. Just like the ones used in big corporations, financial statements provide you with an indication of your personal financial condition. 

Personal Balance Sheet

The Simple Personal Finance Statement Template for Excel acts like your personal balance sheet in the sense that it presents your various assets and liabilities. This personal finance statement template summarizes what you own (assets), what you owe (liabilities) and your net worth.

With this Simple Personal Finance Statement Template for Excel, you don’t need to have a degree in accounting or an expert in figures and computing. This free excel template allows you to automatically compute your various assets and liabilities and show your net worth automatically as the bottom line.

This Excel Template also contains a separate spreadsheet for the Details. This contains Details on the assets and liabilities. For the Assets, this spreadsheet contains the specifics, like the Notes and Contracts Held, Securities, Stocks, Real Estates and the amount, cost, dates of acquisition, market value, and other information. As for the liabilities, it contains Credit Card Debts, Notes Payable, Mortgage and Real Estate Loans, and many other details. As with the Assets, the Liabilities Details contains the specific amounts, interest rates, monthly payments, and many other details.

Print-Ready Template

This free Simple Personal Finance Template for Excel is print-ready so you can always keep a hard copy any time you want. You can even print a quarterly or yearly personal finance statement just so you have a copy to file and whenever you need to present it.

Since this Simple Personal Finance Template is easy-to-use, lets you accurately compute and is also professional-looking, you can print your own updated finance statement when you need it for presentation of your financial condition to the bank for loans or to other financiers. Furthermore, you can also use this free Excel template for use in your business.

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